Financing Solutions

Commercial Financing Solutions for Established Businesses

No single financing structure fits every business. Sussex Capital works across multiple financing categories so businesses can compare practical options through one process.

Term Loans

Structured working capital loans with fixed terms, providing businesses with predictable payments and clear repayment schedules.

Ideal Borrower Profile

  • Established businesses with consistent revenue
  • Companies funding growth initiatives
  • Businesses refinancing existing debt

Key Benefits

Fixed monthly payments
Terms from 6 to 60 months
Competitive rates
Amounts from $50K to $5M

Asset-Based Lending

Financing secured by your business assets — including accounts receivable, inventory, equipment, and real estate — to unlock capital tied up in your balance sheet.

Ideal Borrower Profile

  • Businesses with strong receivables or inventory
  • Companies with seasonal revenue fluctuations
  • Growing businesses that need flexible credit

Key Benefits

Leverage existing assets
Revolving availability
Flexible advance rates
Scale with your business

Revenue-Based Financing

Capital repaid as a fixed percentage of your business revenue, aligning repayment with your actual cash flow performance.

Ideal Borrower Profile

  • Businesses with strong and growing revenue
  • Companies preferring flexible repayment
  • Seasonal businesses with variable income

Key Benefits

Payments flex with revenue
No fixed monthly obligation
Quick approval process
No equity dilution

Lines of Credit

Revolving credit facilities that give your business on-demand access to working capital when you need it most.

Ideal Borrower Profile

  • Businesses managing cash flow gaps
  • Companies with recurring capital needs
  • Firms needing operational flexibility

Key Benefits

Draw only what you need
Pay interest on usage
Revolving availability
Quick access to funds

Equipment Financing

Purpose-built loans and lease arrangements for acquiring, upgrading, or refinancing business equipment and machinery.

Ideal Borrower Profile

  • Companies purchasing new equipment
  • Businesses upgrading fleet or machinery
  • Firms needing to preserve working capital

Key Benefits

Up to 100% equipment value
Preserve cash reserves
Flexible lease structures
Tax-advantaged options

Merchant Cash Advance

Revenue-based advances designed for businesses that need fast access to capital with repayment tied to daily or weekly revenue.

Ideal Borrower Profile

  • Businesses needing immediate capital
  • Companies with strong card or revenue volume
  • Short-term working capital needs

Key Benefits

Funding in 24–48 hours
Minimal documentation
Flexible qualification
No collateral required

Compare Financing Options With Sussex Capital

Sussex Capital can review the request and identify practical financing structures that fit the business.