Insights & Articles
Practical guides to business financing, working capital, and growth from Sussex Capital.
Archive edition:
Business Debt Refinancing: Check Cash Flow and Total Cost
Assess whether replacing business financing improves the payment schedule enough to justify its costs, obligations and longer commitment.
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Archive edition:
How to Compare Business Financing Offers Beyond the Payment
Evaluate financing proposals on consistent figures, including usable cash, total cost, payment timing and contractual obligations.
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Archive edition:
Seasonal Business Working Capital: Fund the Full Sales Cycle
Prepare for seasonal spending with a cash forecast that continues through customer collections and the quieter period afterward.
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Archive edition:
Staffing Agency Payroll Financing: Bridge the Billing Gap
Build a payroll funding plan that accounts for time-sheet approval, invoice eligibility, client payment timing and employment taxes.
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Archive edition:
Manufacturing Inventory Financing: From Materials to Cash
Understand how raw materials, work in progress and finished goods affect a manufacturer's funding request and available collateral.
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Archive edition:
Trucking Working Capital Financing: Plan Around Your Loads
Match trucking finance to the gap between paying for a load and collecting the freight invoice, with a practical weekly cash plan.
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Archive edition:
Business Financing Application Documents: A Practical Checklist
Organize a financing package that explains the business, the request, and existing obligations without guessing at a provider's documentation requirements.
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Archive edition:
Asset-Based Lending: How a Borrowing Base Works
An approved facility limit and the amount currently available to draw can differ. This guide explains the calculation and the records behind it.
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Archive edition:
Recourse vs. Non-Recourse Invoice Factoring: What Changes?
The important difference is which unpaid invoices can become your responsibility. Use three practical scenarios to examine a proposed factoring agreement.
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Archive edition:
Equipment Financing vs. a Working Capital Loan
Separate the equipment purchase from the operating cash it requires, then compare financing terms against a realistic installation and revenue schedule.
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Archive edition:
Business Line of Credit Requirements: What to Prepare
A practical guide to the information financing providers review and the questions to ask before applying for a business line of credit.
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Archive edition:
Working Capital Gap Financing: A 13-Week Planning Guide
A weekly cash forecast can clarify how much financing an established business needs, when it needs it, and where repayment will come from.
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